Need help with financing?
Financing by TowneBank Mortgage
Our preferred loan officer, Sherry Reid, would be happy to answer any questions you might have concerning your mortgage. She understands that financing a home can be a difficult, confusing experience. With her extensive knowledge of the entire loan process, she enables her clients to move through the process smoothly and painlessly. From loan application to approval to closing, Sherry works with each client to create a loan program that will meet their immediate and long-term financial goals. Sherry specializes in all loan types - conventional, FHA, VA and VHDA with an expertise in First-Time Home buyer programs and Construction-to-Permanent finance loans.
In a hurry? Call 757-204-5422 / 877-306-5124 to apply over the phone
Why Get Pre-Qualified?
- Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
- While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
- These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
